My new financial portal

Hey...
could You give me a review for this please? http://penzijnipripojisteni.wz.cz/
Its Czech financial poratl made by me with added AdSense.
What do You think about design (used freed CSS template ;) ) and about teh code?
Thanks . . .

The first thing I notice is the domain name, which is hard to memorize but I guess this is the language right? :)

The design looks ok. One thing you could change is make the menu items more visible